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Welcome to New Bedford Credit Union

Your Approval Letter Awaits You!

Whether you are you in the market for a new home or would you like to refinance your existing home loan, our online mortgage center is simple, safe and convenient.  It provides you the power to give decisions on your mortgage loan real-time, on-line, anytime!

The home loan process can be a big production at other places. But we put you in the driver's seat of the application process.  Obtain your home loan on your time!

Start your application one day, save and finish it on another. You will get a response within minutes of completion and then you can come back and check the on-going status of your loan



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

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Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply



Today's Rates
Today's loan rates
RatePointsAPRPayment
5 Year Fixed Rate Mortgage
Interest Rate6.375%Discount Points0APR6.990%Payment Amount$1,951
15 Year Fixed Rate Mortgage
Interest Rate6.500%Discount Points0APR6.738%Payment Amount$871
20 Year Fixed Rate Mortgage
Interest Rate6.625%Discount Points0APR6.817%Payment Amount$753
30 Year Fixed Rate Mortgage
Interest Rate6.750%Discount Points0APR6.897%Payment Amount$649
3/1 Year ARM
Interest Rate5.870%Discount Points0APR5.826%Payment Amount$591
Check Rates
Assumptions Display the Rate Page


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Visit our Rate Page for an overview of programs and rates.