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Apply For a Home Loan

We are experiencing an extremely high volume of calls and emails.  If you continue to apply, your request will be placed in a queue and responded to based on the date it was sent.  This may take us several business days to respond.  We thank you for your understanding.

Please note in order to continue, you will need to pay for a credit report fee ranging from $25 to $100 based on the number of applicants.

  • Before You Start

    How long will it take?

    On average it takes 15-20 minutes.


    What will I need?

    Here are some simple checklists:

  • Your Application

    Need some help?

    Look on the right-hand side of the screen for some helpful hints.


    Short On Time?

    You can save your application at any point and come back later.

    • Once You're Finished

      What happens next?

      Some programs may give you instant online approval.


      If that's not an option?

      Your application will be under review, login at any time to see the current status of your application.


      Start your Application

      required fields
      Enter loan application information
      Are you a Empower Federal Credit Union member or eligible for membership?Required field
      Are you a Empower Federal Credit Union member or eligible for membership?Required field



      Have an application?

      Login to complete an unfinished application or see the status of your submitted application.