Skip to Content
 

Welcome to Bourns Employees Federal Credit Union

Your approval letter awaits you!

We've eliminated the paperwork to offer you a hassle free application process.
A few questions equals a decision within hours!

"Today's Rates" on the right highlights our most common products.  View the Rate Page here for more options or even use the Check Rates to get offerings and terms specific to your needs.



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.
Before you begin, Check Rates!

Check RatesCalculatorsApply

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.
Before you begin, Check Rates!

Check RatesCalculatorsApply

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.
Before you begin, Check Rates!

Check RatesCalculatorsApply


NEW!!! Financing up to 97% available for First Time Home Buyers and certain Fannie Mae owned loans.

Restrictions: For a purchase, one of the borrowers must be a First Time Home Buyer (not owned a home in the past three years). For a refinance, your current mortgage must be owned by Fannie Mae.
Today's Rates
Today's loan rates
RatePointsAPRPayment
Check Rates
Assumptions Display the Rate Page


Have an application?

Login to complete an unfinished application or see the status of your submitted application.



Check out these features...

Ready to apply? Our Loan Consultant will get you started!

Visit our Rate Page for an overview of programs and rates.

Need an idea of how much you might afford? Get Pre-Qualified.